Special Needs Estate Planning · Pennsylvania

Your Child Deserves a Future as Carefully Planned as Your Love for Them

A Special Needs Trust protects your child’s eligibility for Medicaid and SSI while ensuring your savings work for them — for life.

Founded by a special needs parent who understands
15+ years of Pennsylvania legal experience
Serving all five Philadelphia-area counties
Ready to protect your child’s future?
Choose the option that fits where you are right now.
Ready to retain
(267) 225-0546
Call directly to discuss representation
Need clarity first
Book a Clarity Session — from $200
Understand your options before committing
Protected by attorney-client privilege · Planning packages from $3,000
15+
Years of Experience
5
Counties Served
From $3K
Planning Packages
1-on-1
Direct Attorney Access
Cheron Wardlaw, Esq. — Special Needs Trust Attorney Pennsylvania
Cheron Wardlaw, Esq.
Licensed in Pennsylvania
Special Needs Parent
15+ Years Experience
Why I Do This Work

I’m Not Just Your Attorney.
I’m Also a Parent Like You.

My son was diagnosed with Level 2 autism. I know what it feels like to lie awake wondering — what happens to him when I’m no longer here? Who will advocate for him? Will he lose the Medicaid coverage he depends on?

Those questions are exactly why I founded Wardlaw Legal. As an attorney with over 15 years of experience and a parent who has navigated these systems personally, I bring both the legal precision and the lived understanding that families like yours deserve.

A properly structured Special Needs Trust doesn’t just protect assets — it protects your child’s dignity, their care, and their future independence. I will make sure yours is built to do all three.

Call to Retain Book a Clarity Session
What’s at Stake

Why Standard Estate Planning Isn’t Enough

Protect Medicaid & SSI Eligibility

Leaving assets directly to your child — even with loving intentions — can immediately disqualify them from Medicaid and SSI if they exceed the $2,000 asset limit. A Special Needs Trust holds those assets separately so benefits stay intact.

Fund the Life You Envision for Them

The trust can pay for therapies, housing, education, recreation, and quality-of-life expenses that government programs don’t cover — without jeopardizing those programs.

Choose Who Cares for Them

We document your wishes for guardianship, designate the right trustee, and create a Letter of Intent guiding future caregivers on your child’s needs, routines, and preferences.

Pennsylvania-Specific Precision

Federal and state benefit rules interact in complex ways. We draft trusts that comply precisely with Pennsylvania law and federal SSI/Medicaid guidelines so nothing falls through the cracks.

The Process

Clear Steps. No Surprises.

1

Retain or Get Clarity First

Call (267) 225-0546 if you’re ready to move forward with representation. Not sure yet? A Clarity Session helps you understand exactly what you need before committing.

2

Custom Trust Design

I draft a complete, personalized plan — Special Needs Trust, will, guardianship designations, and benefit-protection strategy — built around your child specifically.

3

Review, Sign & Rest Easy

We walk through every document together until you fully understand and trust it. Then we execute your plan with the legal formality it deserves.

Give Your Child the Protection
They Deserve

Serving families across Delaware, Bucks, Montgomery, Chester, and Philadelphia Counties. Call to retain or book a Clarity Session to understand your options first.

Planning packages from $3,000 · Attorney-client privilege protected · Serving all five Philadelphia-area counties